Health benefits

2020 public health benefits diminish as open enrollment begins

LAS VEGAS (KTNV) – Open enrollment for Nevada’s public health insurance policies, The Silver State Health Exchange, began Monday, allowing people to access coverage through 2022 with federal and state grants to help affordability.

However, several cost-saving measures that many Nevadans have relied on since the adoption of the US Federal Rescue Plan (ARP) in March 2021 will not be carried over to the new year, which could lead to people leaving. public scholarships and are no longer insured.

Any Nevadan who claimed unemployment for at least a week in 2020 and 2021 had access to $ 0 premium plans essentially giving them access to free health insurance.

Although it is still offered as an advantage over the Nevada Health Link registration portal, Silver State Health Exchange officials said access to unemployment-based $ 0 premium plans will expire at the end of this year unless Congress passes another spending program extending the program.

Unemployment in Las Vegas peaked at 9.8% in January 2021.

The ARP also authorized the federal government to pay 100% of COBRA, long-term unemployment insurance, premiums and this provision expired in September.

Other ARP provisions last until 2022, allowing people who enroll during the open enrollment period to continue to receive additional benefits and tax credits reducing their premiums.

Until the end of 2022, anyone earning less than 400% of the federal poverty level, approximately $ 51,000 for an individual and $ 104,000 for a family of four, is eligible to receive federal tax credits against the cost of the bonuses, and representatives of the exchange said many people would be eligible to pay $ 0 for the bonuses.

Nevada’s uninsured rate has fallen since the start of the pandemic, but 11% of Nevadans still do not have health insurance.

Registration open through Nevada Health Link ends January 15th.