TRENTON – Gov. Phil Murphy and Department of Banking and Insurance Commissioner Marlene Caride have announced nearly $ 4 million in grants to community organizations to serve as state navigators to provide assistance Free awareness, education, and registration for residents who purchase health insurance during the Open Enrollment Period of the Affordable Care Act.
AtlantiCare Health Services is expected to receive $ 196,436 of the $ 4 million, according to a statement from the governor’s office.
Enrollment open to Get Covered New Jersey, the state’s official health insurance marketplace, begins November 1.
The administration is increasing its investment in browsers this year by nearly half a million dollars and increasing the number of winners to help consumers purchase affordable, quality health insurance.
“From day one, our administration has fought to improve access to health insurance based on our belief that health care is a basic right,” said Murphy. “With this investment, we will expand the network of mariners in our state and ensure that residents who need health insurance can get the help they need to get the coverage and care they deserve. ”
The Murphy administration has continued to strengthen its investment in the state’s navigation program since resuming operations from the federal government in 2019 following drastic cuts to the program in previous years by the administration. Trump, and has taken many steps to improve access to health coverage. The state began operating as a state-based marketplace on November 1, 2020, under a law signed by Murphy and, in addition to the federal tax credits available through the Affordable Care Act, began offering state-level grants to further reduce health plan costs.
During the first Get Covered New Jersey open registration period, registrations increased by almost 10% from the previous open registration. The next enrollment period open to Get Covered New Jersey will run from November 1 to January 31, 2022, and is the only time during the year residents without coverage by an employer or other program can enroll in health insurance, unless they have a major life event.
Record levels of financial aid will remain available for 2022 coverage due to increased federal tax credits made possible by the US bailout, as well as increased state financial aid.
“Navigators are an important part of reaching uninsured residents of the state and ensuring they have access to affordable, quality health coverage and financial assistance available in their own community. With expanded state and federal financial assistance available in 2022, we want to ensure that as many residents as possible take advantage of the low-cost health coverage available, ” said Commissioner Marlene Caride. “We are delighted to continue to expand our network of community organizations offering free and unbiased registration assistance to residents. We look forward to working with our community partners to ensure New Jersey residents are covered during this open enrollment period and throughout the year. “
A total of 18 organizations will be funded for the year 2021-2022 to serve as navigators to support public market listing assistance, expanded from 16 organizations that received funding last year. All organizations serving as navigators will have the capacity to assist residents in person and remotely. A total of $ 3.9 million will be awarded for the 2021-2022 year, compared to $ 3.5 million for the 2020-2021 grant year.
All exchange programs are required to operate and fund a browser program. Navigator Grants support the work of organizations that conduct public education activities and provide free, unbiased assistance for consumers to purchase and purchase coverage in the marketplace and help them apply for financial assistance. The grant program will be funded by user fees that support the functioning of the state-based market ministry. Organizations that receive funding through the grant program must comply with state and federal requirements. Beneficiary activities will include outreach and education activities throughout the year for 2022 coverage, including before and during the open enrollment period.
In addition to publicly funded browsers, Certified Application Advisors (CACs) and brokers will also help consumers purchase health insurance. All mariners, CACs and brokers are required to complete state training and certification to help consumers register for health insurance in the state market. Organizations interested in serving as designated Certified Application Advisors (CDOs) organizations, which oversee CACs, and agents and brokers interested in helping consumers cover the market can find information on certification at getcovered.nj.gov, under “For assistants and brokers”.
Registration for 2021 coverage remains open until the end of the year during the special Covid registration period. Additionally, residents eligible for the NJ FamilyCare program (New Jersey’s Children’s Medicare and Medicaid Program) can enroll year-round. You can find more information on health insurance options at GetCovered.NJ.gov.