Health insurance

EMS: What you need to know about health insurance for small businesses

Cleveland, Ohio-

Electronic Merchant Systems (EMS), based in Cleveland, Ohio, recently published a blog post that aims to help small business owners find the best health insurance for their needs. The article specifically offers advice on health insurance providers whose policies and practices most benefit small businesses.

Finding health insurance as a small business can be much more difficult than in other areas, considering that small businesses generally have far fewer resources to work with and insurers’ coverage packages are often designed to large organizations. EMS’ guide to health insurance for small businesses makes it much easier to find coverage that meets the needs of any business, no matter how small.

“There are a lot of questions you need to answer when deciding to start your own small business,” the blog states. “One of the most important questions you need to answer is how to find health insurance for you and your employees. Health care should be part of your growth plan. More business means more employees, which means you’ll have a greater need for health insurance. And keeping your employees healthy means you’ll never be short of staff due to health issues. And remember that health care is not always optional. If you have more than 50 employees, you must offer health insurance. If you have fewer than 50 employees, you can purchase individual health insurance for you and your family if you choose not to provide group health insurance.

Health care costs are high enough that not having health insurance is a terrifying prospect for many people. At the same time, health insurance can be quite expensive on its own, especially if it covers family and employees. It is always much cheaper to have insurance than not, especially if someone is suddenly diagnosed with a serious illness or injured in an accident. Ending up in hospital in the United States without health insurance is one of the worst things that can happen to a person, which is why it’s recommended that everyone have some sort of coverage – and why companies are getting a duty to try to get coverage for their employees once they reach a certain size.

The amount of small business health insurance costs depends on the type and number of benefits provided, who is covered, and what percentage of the monthly premium the employer expects to cover. Brokers and other similar organizations may also collect their own fees for their services. Small business owners often spend a lot of time researching providers, understanding their employees’ needs, setting up the insurance plan, educating employees, and more to ensure that their insurance coverage is durable. Small business health insurance can quickly become as complicated a balancing act as large business health insurance, which is why it is absolutely necessary to be informed of all the options available.

Health insurance is just one aspect of growing a small business. Finding the right payment processing system is equally important, and that’s where EMS comes in. It’s a nationwide payment processor that has been providing services to a variety of businesses for over 30 years. They make it a point to stay up-to-date on all the latest payment processing trends and are constantly looking to upgrade their systems to provide fast, smooth and secure processing services on all major platforms.

The payment processor says, “The business owners we serve spend more time investing in their business and less time worrying about payment solutions or training employees on payment processing devices. From mobile processing to complete point of sale systems, EMS strives to offer only the best solutions backed by high quality customer service. When our customers need help, they are greeted by highly trained and knowledgeable customer service representatives, 24/7/365. Whether you call at 3 p.m. or 3 a.m., you’ll always be connected to a real person who is dedicated to finding a solution to your worries.

For more information on small business health insurance, read Electronic Merchant Systems’ post at -business-owner. Their team can be contacted directly if anyone would like to follow up on additional inquiries.


For more information about Electronic Merchant Systems, contact the company here:

Electronic merchant systems
(800) 726-2117
[email protected]
250 W Huron Road #400
Cleveland, Ohio 44113