Health insurance

Health insurance funds will cover COVID-19 tests at home

The requirement was announced this week as part of the Biden administration’s efforts to expand access to testing.

COLUMBUS, Ohio – Medicare providers will be required to cover rapid home antigen testing for clients, according to a new rule announced by the Biden administration this week.

On January 15, private insurance will cover eight COVID-19 homes for individuals and 32 tests for those with families of four per month.

The Centers for Medicare & Medicaid Services say over-the-counter tests must be approved by the FDA.

This is how CMS hopes it will be rolled out, there will be no cost on the purchasing site, but if you end up paying, check with your insurance plan how you can submit a receipt for reimbursement.

If a plan or provider does not have a process in place to offer free home testing, the provider or health insurance company is required to cover the full amount, according to CMS.

America’s Health Insurance Plans (AHIP), a national association representing health insurance providers, commented on the announcement.

“Every day more and more Americans are diagnosed with COVID-19. From the start, health insurance providers have taken decisive action to cover the costs of testing to diagnose and treat COVID-19 – and we continue to do so, ”said Matt Eyles, President and CEO of COVID-19. ‘AHIP. “Health insurance providers will work as quickly as possible to implement these guidelines so as to limit confusion and challenges for consumers. While there will likely be some issues initially, we will work with administration to resolve issues quickly as they arise.

For more frequently asked questions about the new rule for individuals and providers, click here.

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