With 1,631 active plans enrolled as of July 31, Indiana Farm Bureau Health Plans offers traditional health plans, Medicare supplemental insurance plans, or dental and vision plans to more than 4,000 people.
Indiana Farm Bureau created the plans to address significant concerns from members about rising health care costs, especially for the self-employed, which many farmers are.
“As health care continues to be one of the most important aspects of the well-being of individuals and families, those who can find a health plan that is not only affordable but also suits their coverage needs is essential, ”said Patrick Williams, INFB Health Plans master.
The plans also caught the attention of people who were not involved with Farm Bureau.
“About 35% of those who apply for the INFB health plans are new members of the INFB, which shows that affordable and reliable health care is needed in the farming community,” Williams noted.
Key benefits of the plans include lower premiums – which the INFB has achieved by working with the Tennessee Farm Bureau, no defined service area, ongoing open enrollment, and an extensive network of providers nationwide.
For many participants, the affordability associated with access to care makes the INFB’s health plans very attractive.
“Medicare has always been a challenge on the farm, but since the switch to the INFB health plans it’s been much better. I’m saving almost $ 600 per month and I can still get the coverage and preventative care I need, ”said Anita Rediger, INFB member of Rediger Farms Inc., a dairy and grain operation.
For Rediger and many others, the fact that the plans are offered by the Indiana Farm Bureau also carries a lot of weight.
“Beyond the spectacular savings, there is real confidence in the Indiana Farm Bureau – in its character and its work as an organization. I appreciated the spirit and reasoning behind the creation of the INFB health plans, ”Rediger said. “From nationally known and accepted providers to the ability to have doctor’s appointments with Teladoc, I feel like this is the coverage I was hoping for.”
Before the Indiana Farm Bureau could offer the plans as a benefit to members, Indiana lawmakers had to approve legislation allowing the organization to do so, which they did, overwhelmingly, in early 2020. .
Enrollment for the INFB Health Plans opened in October 2020 and the benefits took effect January 1, 2021. The Indiana Farm Bureau expects to have 2,500 plans enrolled by the end of the year.
Indiana Farm Bureau Health Plans won Indiana Farm Bureau a 2021 New Horizon Award from the American Farm Bureau Federation. The award, which rewards state agricultural offices with the most innovative new programs, is presented each year at the AFBF convention.