Health plans

Kynect state-based exchange opens October 15 to preview health plans

Starting November 1, Kentuckians can apply, register for benefits through the Kentucky Marketplace at

FRANKFORT, Ky. (WTVQ)Kentuckians are encouraged to visit starting Friday, October 15 to review and compare plans in the state’s new health care market to see which coverage will best meet their needs for 2022. Kentuckians can register from November 1, 2021, to January 15, 2022.

The state-based market relaunch, recently approved by the federal Centers for Medicare & Medicaid Services, will allow Kentuckians to access and compare state-run health care options, apply for coverage and complete their registration on a convenient platform. The relaunched portal will also help connect Kentuckians to other benefits and resources, including food, utility assistance, transportation, job training, and veteran benefits.

“As COVID cases continue to decline and our economy grows, we are excited to bring back the state-based healthcare market,” Governor Beshear said. “Ensuring that all Kentuckians have access to affordable health care coverage helps further strengthen our economy and our families by reducing the consequences of uninsured. During this preview period, we encourage Kentuckians to visit kynect to see if they can access more benefits while lowering their monthly health plan costs.

The new plans go into effect on January 1, 2022, giving Kentuckians time to review the details of the insurer’s plan.

Shifting to a state-based market is expected to save Kentuckians at least $ 15 million a year. Kentuckians who buy commercial health plans through the federal site pay extra on premiums, which will not continue with the state-based market.

The savings will be passed on to people who buy health coverage in the market. Restoring the portal and other kynect services will help people access more local support throughout the application process, including the ability to determine Medicaid eligibility or offset their premium costs.

The governor said kynect also offers a solution for small businesses through the Small Business Health Options Program, or SHOP. The plans are available for employers with two to 50 employees and allow health coverage issuers to provide Kentucky’s smaller businesses with affordable plan options that provide essential benefits.

Wider choice
In addition to statewide coverage from Anthem and CareSource, which offers plans in 100 counties, consumers can purchase plans available in select counties from two new health insurers: WellCare’s Ambetter of Kentucky and Molina’s Passport Health Plan. Plans will also be offered by Aetna and United Healthcare.

Also new in January 2022, Kentuckians will be able to purchase a vision plan via kynect. Individual VSP Vision Plans will provide registrants with a comprehensive eye exam by a network physician, frame allowance, and lens enhancements, such as progressive lenses.

Help is available
Free help is available to Kentuckians during the open registration period, from November 1, 2021 to January 15, 2022.

To learn more, visit